Pre-Qualification and Lender Information

Becoming "Pre-Qualified" or, better yet "Pre-Approved" for a loan before looking for your new home is THE most important thing that you can do for yourself as you begin the home buying process. Whether you're a first time buyer or savvy investor, buying a home is always a big decision. We both want your dream fulfilled and your expectations to be on target.

Simply put, you do not want to be searching for a property that is beyond your ability to buy. Talk with a lender of your choice early so that you know how much home you can afford. Determine with your lender how much home you are 'able' to buy and advise me how much home you 'want' to buy. Assuming that your 'want' is consistent with your ability, away we go!

If you are a first-time-buyer, right now is the best time in decades to achieve your home ownership dream. Interest rates are low, there are many homes on the market and prices have softened significantly. It is also a great time for move-up or down-size buyers. You may not get as much as you'd like out of your current home, but you'll be saving proportionately more on your new property.

Talk to one of the lenders listed below. They are experts, highly respected and responsible loan originators. They will help you through this process. I have worked with the lenders listed below and can readily recommend them to you. They will serve you well and are very dedicated to helping you achieve your real estate goals.

Key aspects of the loan process include underwriting and appraisals. My preferred lenders have these bases well covered and you won't regret working with them.

I cannot over emphasize that you should do this now!
If you're looking at this page, you're ready to talk with one of these  professionals.